Think back to a year ago, December 30th, 2019…
Who could’ve imagined a year like 2020 with a global pandemic, economic and social lockdowns, all the parents out there getting a taste of homeschooling, college life for students being turned upside down, and everything else we’ve all dealt with, individually and collectively.
There’s probably a joke in there somewhere about “2020 vision” or something…
And on top of all these surprises in our lives, the total U.S. stock market is up (as I write this) over 15% this year.
Yes, THIS year.
Just goes to show you that you never know what’s ahead, whether in our personal lives, our work lives, or our financial lives.
So, it’s natural to wonder what’s ahead in 2021?
More of the same?
Some unanticipated event that makes 2020 seem rather mundane by comparison?
Or maybe we’ll get the opportunity to return to our “more normal” lives sometime in the next 12 months.
Regardless of what happens or when, I think 2020 is a good reminder about the benefits of ongoing financial planning where you regularly review your plan and adjust as necessary.
Because I’m sure no one’s financial plan on this day a year ago included any of what we’ve experienced in the last 12 months or so.
If it’s time to review and adjust your financial plan and you’d like some assistance, hit reply and let me know.
And no… I have no clue what’s ahead with the investment market or anything else for that matter.
But, I’m ever the optimist 😉