But in addition to cleaning around your home, there’s no better time to do some Spring cleaning with your personal finances.
For example, do you need all 7 (or however many you have) of those different credit cards you’ve collected over the years?
My recommendation: find one good credit card, hopefully with a good rewards or cashback program and ditch the rest. Maybe keep one extra as a backup.
Of course, you should only use credit cards if you’re paying them off in full every month.
But you knew that, didn’t you?
How about your banking?
Still working with a big mega-bank?
You know which ones I’m talking about.
The banks with a branch around every corner, advertising plastered all over the place, little-to-no interest on your checking & savings, and the potential for fees galore.
Not sure about you, but with our new pandemic-restricted lives, you probably haven’t spent a lot of time in a bank branch in the last year or so.
And you might not have set foot in a bank branch well before Covid became a thing.
Maybe it’s time to “clean” up your banking and look to a better option.
Check out this list of the best online banks and compare them to your current setup: